We are an established leader in handling significant and complex transactional and regulatory matters and ongoing compliance issues for
commercial banks, savings institutions, credit unions and trust companies, as well as their holding companies, affiliates and subsidiaries. Financial
institutions are subject to extensive oversight by federal and state governmental regulators. We routinely interact and have strong working relationships
with federal and state banking and securities regulators.
Our banking and credit union attorneys provide sound and practical advice in connection with transactions, including securities offerings and mergers and acquisitions and regulatory enforcement and compliance matters. We often counsel boards and management on federal and state banking laws and regulations involving bank and thrift holding companies, change in control regulations, lending limitations, privacy regulations, transactions with affiliates, corporate powers, and conflicts of interest. When regulatory examinations raise compliance issues, our experience facilitates a resolution of the matter, and if necessary, the negotiation of a supervisory agreement our clients can operate successfully within.
We advise clients on corporate structuring matters, including charter conversions, holding company formations and public and private mutual
holding companies, de novo bank formations, capital raising alternatives and corporate governance issues. We were counsel for the first mutual to stock
thrift conversion and are the leading law firm in the country in advising credit unions on credit union conversions and their charter choice alternatives.